However, few prepaid bank cards like gift cards cannot be used to withdraw cash at ATMs. You can then swipe the card to make purchases at POS outlets, online purchases and ATMs. Once you receive the card, you then log into the online portal to setup 3D security and PIN. You will be required to provide basic details like – your name, ID proof and address proof to activate the card. To avail a prepaid ATM card, it’s not necessary for you to have an account with the bank. You can apply for the card at your preferred bank by applying online or contacting the bank representatives. Depending on the type of prepaid card, you may or may not be able to reload money on to the card and use it at ATMs. Prepaid debit cards are safer and more convenient than using cash. Just like a regular debit card, you can use it to pay for your purchases at POS outlets and online purchases. It lets you spend only the amount that is loaded on to it. ![]() As the name implies, you have to preload the card, before you can use it. A prepaid debit card is a popular alternative to regular debit and credit cards.
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